Where Can I Find Cheap Kitchen Cabinets?

By Ken H Thompson

Why are kitchen cabinets so expensive?

How many times have I heard “I blew my budget on the cabinets”; a very common situation, so here is what you need to know. There are many types of kitchen cabinets from the basic cabinetry made from inexpensive particle board and laminate doors to furniture grade cabinets made from solid woods and hardwood plywood. For the homeowner a little knowledge can save you a great deal of money while still providing a superior look and finish.

RTA Cabinets are the new trend in cabinet design and production, these cabinets are produced in large production quantities and packed in individual boxes and sent to the installer, RTA stands for “ready to assemble”.

When RTA Cabinets were first introduced they were difficult to put together and offered only a few colors and styles, well not any more, technology has greatly improved with the use of cam locks allowing rapid and very sturdy assembly. You will not know the difference between a custom made kitchen and an RTA Kitchen once installed.

There are now many finishes and styles in premium hardwoods like Oak, Maple or Birch, raised panel, shaker style. In addition now available are all the extras you find in a custom kitchen like appliance garage, glass mullion doors, crown moldings, wine racks.

What about price? Typically RTA Cabinets cost about half of the price of comparable solid wood cabinets found at the big box stores, please do not compare to cabinets with particle board sides and floors. To work out a basic price get a piece of graph paper, use four blocks per inch and draw out the basic shape of your kitchen, download a copy of cabinet coding and write down a list of cabinets you need, don’t forget to include items like toe kicks, crown moldings, scribe moldings etc.

Prices have never been better, sit down and put your dreams on paper and contact your local kitchen contractor or check out your options on the internet.

Ken Thompson is the manager of Stone by Nature based in Orlando Florida, providing online sales of granite vanity tops and bathroom cabinets, full service kitchen and bathroom services including cabinets and granite countertops in Central Florida

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Texas Holdem Mistakes 3 Mistakes Everyone Always Makes

By Alex Bannon

Are you struggling to succeed playing Texas Holdem? You are probably making one of these Texas Holdem mistakes.

Texas Holdem can be easy to play and hard to play. You can make a lot of money or lost a lot of money. Really, it all comes down to you. How good a player are you? How committed are you to succeeding?

If you are reading this you probably care about how well you do and how much money you win. You most likely want to improve your game and are interested in learning how to do so, which is great.

Texas Holdem Mistakes That Everyone Makes #1

Everyone has made this one. It is playing past the flop without anything. And I mean nothing, nada, zilch. I have done this before and looking back I don’t know. It seems stupid from a logical point of view but we all do it sooner or later.

The reason is a deep seeded emotional drive that doesn’t want us to lose the money we have already put in the pot. It thinks that as long as we are in the pot we have a chance of winning it so doesn’t want us to fold. It is important to overcome to stupid drive and prevent yourself from playing past the flop, and putting more money in the pot, if you don’t have anything good.

Texas Holdem Mistakes That Everyone Makes #2

Another mistake we all make, which is similar to the first but different enough, is chasing a draw. It’s fine to have hole cards, see the flop and be going for a draw, but what is not fine is when the pot odds and probability don’t match up for it to be profitable.

Playing draw cards can pay off big time when you hit. However, if you are losing too much money trying to play these draws then it isn’t worth it. Always make sure you know your probability of hitting your draw and analyze the pot and calculate the pot odds to make sure you are paying too much for the privilege.

Texas Holdem Mistakes That Everyone Makes #3

The third mistake everyone always makes, usually at the beginning of their Holdem career, is they bet different amounts before the flop depending on how good their hole cards are. That is, they limp in with weak cards and bet big with strong cards.

This is the biggest and worst type of tell. You are practically screaming to the table the strength of your cards. Avoid this if you are doing it.

Now, think about a time when you have made one of these mistakes, and imagine how you would have done if you didn’t make the mistake. I want you to realize how powerful it is to learn about the mistakes you are making and then eradicate them from your game, making you such a better player. What you need to do next is go out and find more mistakes you are possible making and then remove them from you game, and you will become a lot more successful very fast.

Improve Your Game Instantly By Discovering 7 New Texas Holdem Mistakes You Are Probably Making Right Now!

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Alex is an avid Texas Hold Em Poker player and has dedicated his time, effort and money to learning the art and skill of successfully winning rounds of No Limit Hold Em. Shoot him an email at alex@mytexasholdempokertips.com or head on over to his website jam packed with more Texas Holdem Secrets.

Credit Card Debt Help Why Credit Card Companies Are Worried and How You Can Capitalize

By Lisa Archer-Jones

Credit card debt is a very serious problem that is affecting more and more people each day; the only good news is that now there are lots of debt relief options that you can use, instead of being forced to file for bankruptcy if you can no longer pay your monthly minimums.

Credit card companies are very worried that they will go out of business, so they are more and more willing to sit down and negotiate with their customers. It is much more advantageous to let the debtor pay at least part of their debt instead of not getting any of his money back and this is even more convenient because of the stimulus money that a lot of creditors receive.

Debt settlement is a fairly easy process – you negotiate with your creditor and get him to cut fifty or sixty percent off of your debt. This is done by eliminating annual fees, payment penalties and a lot of accumulated interest, so that you are left with paying largely the same amount that you borrowed in the first place.

You will also have your interest level lowered, so that you will probably be able to finish making your payments in about two or three years, depending on how your income evolves over time and how willing you are to get out of debt. And even if you may need the services of a debt negotiation company, the small fees involved are worth it, as this type of company will help you with legal issues, counseling and they will also make sure that you will get the best deal possible.

Another advantage of debt settlement is that it has no major dangers associated with it; it will not affect your future ability to take out loans. And even if your credit score may fall slightly initially, you will find that by simply paying your installments ion time you will get it back up again. So start now and be debt free in no time at all, without all the hassle involved with bankruptcy.

Debt settlement is a viable alternative to filing bankruptcy. Most consumers are able to eliminate at least 60% of their unsecured debt while avoiding many of the negative consequences with filing bankruptcy. If you are over $10k in unsecured debt you will be eligible for debt settlement. To locate legitimate debt settlement companies in your state check out the following link:

Free Debt Advice

Whole House Hard Water Purifier Dont Waste Your Time and Money Until You Read This

By Mark LeBreton

It’s surprising to see how many poor performing water purification systems are available. With water filter systems, the most expensive types are not the best performing. In fact, they can be the worst systems of all. One type of water treatment system called whole house hard water purifier needs to be avoided.

So, concerns about hard water are not where you should be focusing. The hardest of water is caused by minerals like magnesium and calcium. Our bodies are very dependent on these minerals so removing them is not the path to take.

If you install a whole house hard water purifier, you will be removing the healthy minerals for your tap water. This is a very real health concern as mineral deficiencies can lead to free radicals in your body.

Free radicals in your body impact the ability of your cells to work efficiently. Over time, this can lead to serious health problems like cancer and heart disease. So, drinking de-mineralized water is something that you should be avoiding. It’s important that your purification system does not strip out all of the healthy minerals from your tap water.

If you see water filtration systems that use reverse osmosis or distillation technology, you shouldn’t buy them. Both of these remove all of the healthy minerals. Plus, they leave in many of the toxic chemicals commonly found in water.

If you want to reduce the hardest of your water because your skin and hair are drying out, it’s most likely not the hardest that causing your problems. Chlorine is the culprit. It will severely dry out your body when your shower.

Chlorine has been proven to not only be damaging to hair and skin, it’s also a very toxic chemical that can increase your risks of getting cancer. You need to be sure that your whole house water purifier can remove the chlorine from your drinking and showering water.

In addition to chlorine, public water has literally thousands of contaminants in it. Some of the most common are prescription drugs, fertilizers, weed killer, pesticides, and gasoline. Obviously drinking and shower in water that has a mixture of these contaminants is not healthy.

Whole house hard water purifier systems do not remove most of these contaminants as they are design to removed minerals. Fortunately, there are whole house filtration systems that will remove over 99% of all contaminants. Once installed, you’ll have the purest source of water possible coming from your taps.

So there you have it. Some food for thought about whole house hard water purifier and why you need to consider a better system to purify your water.

Mark LeBreton is an advocate for safe, clean and healthy filtered water. Go to his site now http://clear-drinking-water.com to find out what he recommends as the only water filtration system to use in your home.

Arthritis and Magnet Therapy The Power of Pain Relief

By Jamie Alan

Magnet therapy has been used as an all natural alternative pain relief method for thousands of years. Things like arthritis, tendonitis, carpal tunnel, neck and shoulder pain, back pain, lower back pain, and pain in your muscles and joints have all been treated with magnetic therapy and it has delivered overwhelming results.

This has been done for centuries. But now recent research has shown such an unbelievable rate of improvement in their patients that it has garnered itself some added attention. The majority of public opinion remains skeptical but scientific research is slowly reversing this view.

There are a lot of factors involved that could decrease the potential of the therapy. This may have contributed to some skepticism because if it is done incorrectly you get almost no result. In recent studies, research has revealed that 80% of the patients receiving the therapy reported a 90% improvement or more. Meaning that their pain was reduced almost completely and in some cases experiencing 100% relief, no pain at all.

The proper placement of the magnets are critical to getting worth while results. Also their are different kinds of magnets that are much better for certain kinds of treatments. Static magnetic therapy and pulsing electromagnetic energy fields are used to treat arthritis.

How it works:

It works on a molecular level. Each individual molecule of matter is a lot like a tiny little magnet. Some more magnetic than others but all share the principal in form. When a small piece of the molecule is magnetized it of course pulls to that direction. If all the molecules are pulled together in the same direction, in an organized fashion, instead of facing in all different directions, more focus and force are capable. It unifies and concentrates energy by organizing and directing focus.

Static Magnet Therapy is believed to reduce pain through increasing and improving circulation and boosting the healing and regenerating processes. Many, many people swear by it for carpal tunnel, tendonitis, sciatica, arthritis, headaches and many other ailments. Some people claim it gives them an overall wellness of being, an improvement in their whole self.

People claim that this produces a process which realigns your bodies natural electromagnetic energy field. I had no idea? I did not even know I had an electromagnetic energy field and I certainly did not realize it needed realigning. I do however, realize that I am kind of taunting my own topic, but there is no harm in a little fun. The truth is this practice does work and does have a science behind it.

There has been an intense and massive surge in research data and new findings regarding the power of magnetism not just as a pain relief therapy but in many other fields of general interest and practical value. It is through the electromagnetic energy and power that the medical technology of X-ray and MRI machines are made possible.

One thing is certain, the power that can be harvested from these magnets and electromagnetic energy fields is tremendously powerful. The uses we may develop from them are still largely unknown so the imagination is truly the only limit. When it comes to magnetic pain therapy, too many people have sworn testament to its effectiveness for it to be discarded.

If you are suffering form arthritis pain, (or really any kind of body pain) then there is no harm in learning more about magnet therapy and adding this as another treatment option. It is important you learn all you can about it in order to achieve the best results. You will have more control over your pain and this in itself will improve the quality of life.

Feel Better Faster and relax with the best help for learning and understanding all you need to know about Magnet therapy

Learn how magnets can help you to experience the Power of Pain Relief.

Three Proven Techniques For Car Loan Approval After Bankruptcy

By Shelly Evans

Most consumers associate bankruptcy with reduced credit options. The reason for this is that many people know for a fact that it will be very difficult for them to get good financing deals once they have filed for bankruptcy. How come?

Well, most lenders today tend to shy away from extending credit accounts to consumers who possess bad credit reports, especially those with bankruptcy records. After all, they do not want to take on the huge risk involved in allowing these consumers to assume credit lines.

Still, you have to remember that bankruptcy should not be the end of your credit history. This is because there are a lot of great financing deals that you can take advantage of once you have successfully fixed your bad credit report. But how can you do this?

One way to regain your financial health is to apply for an auto loan. Below we have tackled three proven techniques that you can employ for you to instantly get approved for a car loan. This way, you can have a credit account that you can use to gradually repair your bad credit history.

Three Techniques for Car Loan Approval

1. Know the requirements and guidelines of lenders. Even with a bankruptcy record on your credit file, you can still inquire about the common requisites for different car loan programs. You just need to approach a prospective lender and ask about the guidelines of the auto loans they offer. Then tell him upfront that you have had discharged your debts through bankruptcy and you wish to use a car loan to repair your credit history. Your honesty will surely encourage the prospective lender to come up with a program that will suit your personal and financial situation. And he will surely be glad to assist you regain your credit reputation by approving your application for a car loan.

2. Know your credit standing. Once you have determined the requirements for a car loan, your next step will be to prepare all the necessary documents that you have to submit to your chosen car loan provider. For sure you will be asked to provide the most recent copy of your credit report to your lender. This is why you have to obtain a copy of your credit file from any of the three credit reporting agencies.

After receiving your credit file, scrutinize the entries on your report carefully. See to it that your credit report is free from any errors and inaccuracies that can inflict further damage to your credit standing. If you see one, then file a letter of dispute to the three credit reporting agencies right away. This way, they can immediately investigate your records and eliminate the mistake or incorrect entry that you have observed on your credit file. This will in turn ensure that you will eventually receive a more accurate credit report that you can present to your lender once you have filed your application for a car loan.

3. Consider refinancing. After your application for a car loan has been approved, always look for opportunities to refinance your credit account. In line with this, you have to make sure that you pay all your credit charges on time and in full each month. Eventually you may qualify for lower interest rates and fees which will allow you to repay your car loan in the soonest time possible. And for sure this will help you finally recover your financial health.

Follow these techniques and for sure you can get approved for a car loan that you can use to rebuild your credit history, even after you have filed for bankruptcy

Shelly Evans is a freelance writer and loan consultant. The website BadCreditResources.com offers resources that specialize in providing bad credit personal loans and instant approval credit cards.

Which Video Game Design College is Right For You?

By John Greyling

When it comes to choosing a video game design college, you have more options than ever before. One of the first questions you may find yourself asking is what college is best for game design. Since there are now more choices, you can take more time to research the option that is best for your needs all around. With the right research, you can find the perfect school for you. Here are some tips on how to do just that.

There are more video game design colleges than ever before so the search to choose the right one is a process. The first step is to know what you are looking for in a school. This will require you to know what you need to go to school for. You might begin this process by making a list of what you plan to study and what you need from a school.

There are several video game design majors to choose from, based on the specialty of design that you choose. If you have a love of video games and a passion to create something new, then you might just be the perfect person to attend a video game design school. The next challenge will be just to find the right college to meet your needs. This all begins with a little research. You may want to make a list of all the accredited schools in your area or who offer online courses for your consideration. Then you can go over each of these and compare it to your list of what you are looking for in a school. This is the best way to narrow down the search. Then you can begin to look into additional details of your more narrowed list of colleges to consider.

The production process is one for you to consider when it comes to determining which video game design college is right for your needs. Here are some other things that you should think about when making your choice:

• What is the basic requirement for you to begin your desired career?

• What is the specialty of video game design that you want to take up?

• How good are you with math? Are you ready to freshen up your math skills?

• Are you prepared to continue practicing even while in school?

• What are you looking for in a college?

• How much time do you have to devote to college?

• What is your budget for a video game design college?

• Do you qualify for any scholarships or financial aid?

With these questions in mind, you can continue your search for the video game design college that is right for you and your needs. Once you become a professional, you will find that it is more and more easy to keep up with what is happening in the industry and to be sure you stay up to date on your skills. It all however, begins with a degree from the right college of your choice.

John Greyling is a retired entrepreneur and businessman. During his career he acquired extensive experience in many business sectors. He now spends his time travelling the world with his family and writing. For more information on video game design visit http://www.videogamedesignguide.com.

Become a Pet Nanny and Travel the World For, Well, Almost For Free

By Nicholas C.

A pet nanny, or pet sitter rather is someone who takes the place temporarily of the existing home owner while they are away. This may be for reasons of a sabbatical, business trip, or the owner may just need a vacation away from it all.

Enter the affectionate proxy that can help the home owner not feel guilty about being away knowing that their home and pets are in good hands. If you are a pet sitter, then this is where you come in.

In the life of a pet sitter you may watch rabbits, cats, dogs, hamsters, goats, horses, or forbid less traditional pets such as snakes. (Yuck!) But none the less the home owner will make you aware of your duties while you are present in their home.

To be a successful pet nanny requires a unique mixture of people and animal skills. Pet owners are comprised of a distinctive cross section of people. They are all ages and come from assorted ethnic and socioeconomic backgrounds, factors that significantly affect their relationships with their pets. Pets, much like their owners, also have distinct personalities and needs.

Pet sitters normally have written contracts with the pet owners for whom they work. These documents ensure all parties are clear on terms of care and limitations on liability. Pet owners frequently provide written instructions for the care they expect for their pets. Written diaries of pet activities are sometimes provided by a pet nanny.

A position as a pet sitter requires no formal education. Patience, a love of animals and being able to quickly and easily adapt to changing situations are important, and you can really go far and travel to all kinds of places doing something that you enjoy.


Easily Report and Replace a Lost Or Stolen Passport

By J. Ben Pate

An individual must bring a passport when traveling outside of the United States. This document serves as proof of identity for every United States citizen and travel beyond the U.S. borders cannot be done without it. A lost or stolen passport while traveling will prevent the passbook holder from being readmitted to the U.S. Therefore, everyone should know how to replace the document in order to act quickly in such an emergency situation.

When the passbook is misplaced, the holder should notify the government without delay. There have been situations where a passport was taken and the thief tried to quickly use it in order to travel. Quick reporting on the part of the passbook holder will prevent this from happening. Reporting can be done via the telephone or by completing and submitting the government DS-64 report. If the person is traveling outside of the U.S. when the incident occurs, the local U.S. consulate or embassy should be informed.

Those who have lost their passbook while traveling will find it a bit more difficult to replace. The individual should make copies of the passbook prior to traveling and stash these in a carry on, checked baggage, or a wallet. A person can also obtain a certain type of insurance that will cover the replacement cost of the passbook.

The individual will need to show up in person in order to replace the passbook when traveling overseas. A directory of U.S. consulates and embassies that will handle this situation can be found on the Internet. Since Web access may not be easy to obtain during foreign travel, the individual should ask the hotel staff for the information. To be the most proactive, passbook holders should do their research, print this information prior to leaving for the trip, and pack it with the other travel documents.

When a passbook is recorded as missing, it will be invalidated immediately and will not be permissible for travel. If the passbook is later located, it must be turned in to the U.S. State Department for handling. The agency will cancel the document and provide it to the passbook holder if requested. The cancelled document will not be valid for international travel, so the holder should make sure it is lost before it is reported as such.

A new passbook must be obtained in person with the Passport Agency or Acceptance Facility. The holder will need to re-apply as if this were the first time the passport was being obtained. The report of lost or stolen passport will also need to be supplied to the government. The applicant will receive a new passport within four to six weeks of submitting the application and supporting documentation.

If the passbook is lost immediately before traveling, this presents a complication. Many travelers will not be able to wait up to six weeks for regular government processing of the documents. They may then opt for expedited processing services that will result in a new passport within two or three weeks. If this still is not quick enough, the individual may retain the services of a private company that will rush processing for an additional fee.

The situation of having a lost or stolen passport is inconvenient, but as long as the holder follows the proper steps, it is not devastating. Passport holders should immediately report the document as missing and then obtain a new passbook. Getting the new document while traveling will be a bit more expensive due to rush processing, but it will allow the individual to continue travel.

What to Look For When Booking Travel Online

By Steve F Campbell

When using a website to book a holiday or vacation, you should considering pricing the individual components, e.g. flights, car rental, hotel etc separately to make sure you are getting a good deal. Prices can vary significantly, so comparison shopping on several sites could be a distinct advantage.

If you favor a particular hotel or airline, you may be better off going directly to the hotel and/or airline of your choice to get the best deal. Also, some travel websites are unclear about their cancellations and refunds policy; therefore if you book directly with a hotel or car rental company online, you could cancel a reservation without penalty up to 24 hours in advance.

So, when it comes to searching online consider using a travel site as opposed to a search engine like Google. Google may find the best fares but a travel website offers better searching flexibility for holidays and vacation packages and in some cases they also negotiate their own deals with real travel opportunities and packaged offers.

Generally, many service providers including travel companies are guaranteeing ‘lowest prices online’ so it is a good idea to check and compare travel websites pricing with the hotel or airline website. In addition you may found incentives to book directly with a hotel or airline, e.g. air miles or popular retail vouchers.

Also, consider reading the clauses about cancellation when booking. These will vary from site to site. Rates will vary and may come with penalties and deadlines and some cases non refundable deposits. In addition to cancellation fees be aware of potential booking fees. Travel website may charge you a booking fee, where booking directly with an hotel or airline usually does not incur a fee. But be careful here, as some sites may charge you if you use a credit card.

Finally, it is worth checking individual country sites of particular internationally based online companies to compare local prices to the company’s global website. This may prove beneficial depend on your International travel plans.

The impact of online transactions has transformed the travel industry, which is now estimated at hundreds of billions of dollars worldwide, as more and more people are taking advantages of some really exciting travel opportunities.

Steve F Campbell is a technical innovator with a proven track record of research, consultative expertise and competent leadership, find out more about him at About Steve.

If you would like to read about a life changing opportunity visit Inbox Travel