Archive for the 'Personal-Finance' Category

Personal Financial Statement Why You Should Have One and How to Do It

By Tyler Wells How much are you worth? Many self-made business people, famously including Robert Kiyosaki in his best-selling blockbuster “Rich Dad’s Prophecy,” emphasize the importance of creating a personal financial statement to help the entrepreneur track their income and change in net worth. At their simplest, personal financial statements include a statement of net […]

Are You Sure Youre Getting the Best Deals on Your Monthly Bills?

By Stephanie Foster Any time you get a new service, you probably shopped around to be certain that you got the best deal for the price. You may not have always chosen the cheapest, but rather the best combination of services and cost that you could find for your area. Have you reviewed it lately? […]

Three Reasons Why You Should Monitor Your Debt to Income Ratio

By William F Gabriel So many others have broken free from the endless cycle of debt payments through a consolidated loan. Unfortunately, those who have not yet studied it are afraid to check this out because of some unfounded notions and fears, foremost of which is if they are earning enough money to pay off […]

How to Determine Your Monthly Loan Amortization

By William F Gabriel If you have been in a situation in which you feel that you are simply living from one paycheck to another, the notion of living a life that is free from debt may seem too impossible at the moment. However, you should not feel helpless but rather take a proactive approach […]

6 Things to Consider When Buying Personal Finance Software

By Craig E Ford Sometimes it seems as though nothing is simple any more. Our world is no longer one that is divided by simple choices like paper or plastic. Instead, we are constantly introduced to tons of products. When I recently started shopping for a new personal finance software I was immediately overwhelmed by […]

The Know Series What is Private Banking?

By Jim Johannasen Private banking involves financial services that banks offer to private individuals who invest in sizable assets. This ensures that the customer is offered a personal touch than is the case with the normal retail banking. This is usually done through well qualified and dedicated banking advisors and in a very exclusive manner. […]

The Challenge of Investing

By James Dicks Every year brings with it new challenges. The global economic situation I’m sure has thrown some new challenges at your investments, but as long as you take precautions prior to any calamitous events, your personal financial situation could remain balanced and relatively stable. The trick is to prepare yourself and your investments […]

Three Easy Ways to Save Money on Batteries

By David Bakke One thing that any parent should know is that around any holiday, whether it be your child’s birthday, Christmas, or any other gift-giving holiday, that a good supply of batteries is always a necessity. Nothing is worse than a child tearing open a new gift, and wanting awfully to play with it, […]

Reduce Your Financial Stress to Lessen Illness and Fatigue

By Kate Kelly Financial duress is one of the biggest stress-inducing factors in our current culture. From worries over excess debt to the frustration created by the act of balancing your budget and writing out checks, many monetarily-related matters can inflict a detrimental degree of anxiety. Ongoing mental and emotional vexation can result in far-reaching […]

Creative Ways to Save Money Useful Ways to Cut Down Your Daily Budget

By Marcel A Johnson Saving money is a useful and advisable activity under any set of circumstances, and recent financial conditions have made saving even more of a holy grail to many people. But what if you already see yourself as a financial paragon, a veritable domestic Buffet, firmly in control of your personal financial […]